Wednesday, 28 December 2011

Staying Put Part Two

With the New Year around the corner, now is the time that many people begin to reflect on their lives, what they are doing and ultimately – where they are living. As you look at your current situation and your life goals the question becomes should I move or should I stay put? Here is Staying Put - Part Two

Some things to consider before you “leap”:

1. How will this move affect the people in my life?
Will moving to a new city or area improve your relationships with extended family or other loved ones? Will this move your children closer to grandparents who can lend support or will it separate you from a strong established support system? If you have children, consider the age of your children and their personalities. For some moving is an exciting adventure, for others it can be very traumatic - especially for a teenager.

2. If you are moving from a rental or a starter home, be careful when purchasing your next home. Low interest rates and easy credit can lure people into buying into a lifestyle they can not afford. Be sure to plan for emergencies in your long term budgeting.

3. Know the hidden costs. Many first time home owners are not truly aware of all the hidden fees involved when buying a house and moving. Lawyers fees, taxes, insurance and real estate fees can add up quickly. Even moving to a new rental adds up with the cost of shutting off services,various processing fees, post office costs and first and last rent. Before signing on the dotted line, be sure you've planned for all the expenses.

Next week we'll talk about how to make sure you are hiring a "good" moving company.
By: Sharon Osvald and Andrew Brown


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